Highlights

A Year in Review

Still Growing

The community we’re building kept expanding in 2025. Our team (24 people strong), base of individual depositors (more than 3,000), and collection of organizations we serve (now over 590) all grew at exciting clips over the past year.

$129M

Loans

  • Closed 113 new loans, and now have $129M in net loans –providing capital to  mission-aligned businesses across our region and beyond.
  • 31% of our new loans have gone to women-owned/operated businesses.
  • 13% have gone to small farms.
  • 42% of the time, we’re the only loan offer on the table from a bank –part of our vision for serving people and businesses that have historically been underserved.

$51k

Building Bridges

Part of our vision for change is connecting food ecosystem stakeholders to each other. Our Summer Farm Dividend program reimbursed more than $51,000 in purchases at food ecosystem businesses, and Partner Perks funded $18,000 in cashback for purchases made at mission-aligned businesses.

$171M

Total Assets

Our assets grew by nearly 40% year-over-year, to an end-of-year total of more than $171M.

6.7x

Interest

We paid more than 6.7x the national savings rate average in 2025. As a mutual, we’re working to maximize value for our community of partner owners –including through interest and savings on fees.

Glimpses of Profit

Although a profitable full fiscal year was elusive, we had several profitable months, and made significant progress towards break even profitability on an ongoing basis.