Save Local Business

Earn interest on your excess cash

Finally a home for your excess cash that you can feel good about. Earn competitive interest while driving change in our local food systems change.

Your Dollars Drive Impact... While Earning Interest

Making a positive impact doesn't mean earning a negative return

Save Local Business

%

APY15

Your Dollars Drive Impact...While Earning Interest

Making a positive impact doesn't mean earning negative return

Save Local Business

Earn Up To

3.05
%

APY15

On Balances From $10,000 to $99,999.99. 1.05% APY15 on Everything Else

Your Dollars Drive Impact... While Earning Interest

Making a positive impact doesn't mean earning negative return

Save Local Business

Terms and APYs
Term APY3
3 Month 2.05%
6 Month 3.50%
1 Year 3.60%
2 Year 3.60%
3 Year 3.15%
5 Year 3.25%
10 Year 4.25%
100 Year 4.75%

Save Local Business

Big return & big impact

Competitive Interest

Earn interest on your excess cash without limiting your liquidity.

No Surprise Fees

$.01 minimum balance, no monthly fees, and no surprise charges5. Straightforward and simple.

FDIC Insured4

FDIC insurance up to $250,000 - with more coverage available by request.

Permissioned Access

Delegate to employees without sacrificing control, by creating sub-users with permissioned access to specific accounts or pieces of functionality.

Safe & Secure

Industry-grade data encryption, multi-factor authentication - and all the security features you expect from anyone handling your hard-earned cash.

On a Mission

A different kind of bank than you're used to

B Corp Certified

B Corp Lab logo

We're B Corp Certified, and cooperatively governed by our mutual structure - so we work for the benefit of all our stakeholders, not just a select few investors.

Aligned Community

We're building a community, thousands strong, bound together by a shared passion for a more sustainable, equitable, and culturally vibrant future.

Long-Term Thinking

We're the first new mutual nationwide in 50 years, building an institution for the next 100 years - instead of chasing quarterly returns.

Digital Banking with a Human Touch

The convenience of technology...mixed with old-fashioned warmth

Apply in Minutes

Apply for an account with your favorite device - phone, tablet, or laptop. No printers or wet signatures required.

The Features You need

Our online banking comes fully loaded with the features you need to manage your money on the go. Deposit checks with your phone, transfer money between accounts, view recent transactions - whenever, wherever you need.

Surprisingly Human Service for a digital bank

Hi! I'm Mel

Used to being treated like a number by faceless online companies? Scarred by bad experiences with big banks? Our Partner Experience team is uncommonly helpful, providing white glove levels of service to our nationwide community of partners.

Our Enterprise Package

Features for our spend local business accounts - specially designed for larger, More sophisticated organizations

Desktop Check Scanning

B Corp Lab logo

Too many checks to deposit with your phone camera? Use a desktop scanner (purchase price not included in service cost) to deposit in batches.

Enhanced Fraud Prevention

Minimize the risk of payment fraud with Enhanced Fraud Prevention. You maintain a list of approved payees (for both checks and ACH), and payments made to anyone else generate an exception for your review.

Extra Insurance

Through partnerships with other FDIC-insured banks,  we offer insurance up to $190,000,000 across your deposit accounts.

All for $99 per month