Farms, Fisheries, & Forestry

A new bank built for farmers

Producers are the backbone of our local food ecosystem, so we've designed a bank that's tailored to your needs. Whatever you need, we're building with you in mind.

The New Bank Designed for Production Agriculture

We exist to enable positive and lasting change in our local food ecosystem

Tailored Solutions

Because we've been in your shoes, we can create customized solutions that meet your unique needs. You can finally stop explaining (and re-explaining) your business to bankers who view you as a square peg that needs to fit their round hole.

Aligned Community

We're building a community, thousands strong, bound together by a shared passion for a more sustainable, equitable, and culturally vibrant future.

Uncommon Support

We're well-connected in the agriculture industry, and love introducing our friends to each other. Make the connections you need to unlock growth.

Trusted Partner to the Most Innovative Organizations in Production Agriculture

Products to Fit Your Needs

Designed with your organization in mind

Spend Local Business Accounts

Simple, transparent operating accounts with no monthly maintenance fees and a $0.01 minimum balance5.

Save Local Business Accounts

Earn competitive interest on your excess cash without restricting your liquidity.

Local Impact Business CDs

Earn higher returns on our certificates of deposit (CDs) with terms ranging from three months to 100 years (no - not a typo).

Loans

Financing solutions for every situation - from smaller ticket equipment loans...to high-dollar commercial mortgages.

Products to Fit Your Needs

Designed with your organization in mind

Spend Local Community Accounts

Simple, transparent operating accounts with no monthly maintenance fees and a $0.01 minimum balance.

Save Local Business Accounts

Earn competitive interest on your excess cash without restricting your liquidity.

Local Impact Business CDs

Earn higher returns on our certificates of deposit (CDs) with terms ranging from three months to 100 years (no - not a typo).

Loans

Financing solutions for every situation - from smaller ticket equipment loans...to high-dollar commercial mortgages.

Join a Like-Minded Community

Access to Industry Leaders

Adam Berenzweig

Borrower

After earning a doctorate in electrical engineering from Columbia and spending more than 10 years as an engineer Google, Adam helped found two machine learning-related companies - before pivoting into agriculture. He's now a co-founder and Climate Impact Officer at Long Future Farms, a regenerative agroforestry business in upstate New York.

Ask about:

Regenerative Ag
Technology
Sustainability

Tim Joseph

Borrower

Tim founded "America's original 100% grass-fed dairy company" - Maple Hill Creamery in upstate New York. He's working on a new regenerative project now - Regen Custom Beef.

Ask about:

Dairy
Regenerative Ag

Phyllis Van Amburgh

Corporator

Phyllis is co-owner and operator of Dharma Lea Farm in Sharon Springs, NY. With her family, she helps oversee one of the region's premier regeneratively-operated dairies.

Ask about:

Regenerative Ag
Dairy

Plus co-marketing to our growing community of thousands of individuals

Examples of our brand amplifying your story

Partner Perks

Cashback on debit card purchases

We partner with a growing number of community organizations to incentivize our depositors to use their Walden Mutual debit cards for purchases.

Our Blog

Your story, our community

We regularly feature partner organizations on our blog (and email newsletter), bringing to life your mission for our individual depositors.

Sign-Up Incentives

Our acquisition spend drives your growth

When partner organizations market us to their communities, we offer win-win sign-up incentives for funded accounts like gift cards at your business or donations to your cause.