Partner Perks
Terms & Conditions
We’re thrilled to offer Partner Perks and hope many of you will take advantage of this chance to reinvest in your local business ecosystem. Please take a moment to read the eligibility requirements below:
CASHBACK
Overview:
- Unless otherwise stated, purchases must be made directly from the merchant; purchases from related entities entities (including resellers) are not eligible
- Cashback is issued as an account credit at the beginning of each month for transactions posted in the previous month
- Must use Walden Mutual debit card to be eligible
- Maximum monthly value: $50 in total per account (across all perks)
- Cannot be combined with other offers
- Gift card purchases are ineligible
- Unless otherwise stated, offers are valid through 12/31/2024 (subject to renewal)*
- We also reserve the right to exclude any participant from the promotion for any reason, including suspected fraud, misuse, or if suspicious activities are observed. The bank also reserves the right to stop or make changes to the promotion at any time.
Location:
- For cashback offers labeled "Online", purchases must be made through the merchant's website to be eligible
- For other cashback offers (Concord Co-op, Revelstoke Coffee, Monadnock Berries, Granite Roots Brewing), purchases must be made in-person at the merchants' physical location(s)
summer Farm Dividend
What is it?
The Summer Farm Dividend is a Grow Local account credit of up to $100 for you to use at local farms, farmers markets, or related businesses across New England and New York. It’s a time-bound promotion (which we may – at our discretion – renew annually).
We’re using the term “dividend” in this context because it ties back to our roots as a mutual (where a portion of profits are paid back to the community of owners), but be aware that, technically speaking, this is not a dividend; instead, it’s a time-bound promotion subject to renewal by the bank at its discretion.
Eligibility:
Anyone with a Grow Local account in good standing with us is welcome to use the Summer Farm Dividend as long as the account is:
- Open before the start date
- Funded with at least $5,000 by the start date.
Each qualified partner (as identified by Social Security Number or Tax ID Number) is eligible for a single Summer Farm Dividend regardless of the number of accounts they may have open. Jointly-held accounts owned by two separate partners are eligible for a single Summer Farm Dividend, to be used jointly by the account holders. Accounts for individuals (i.e. Grow Local accounts and Local Impact CDs) are the only eligible account type (i.e. Grow Local Business accounts and loans are ineligible).
Key Dates:
On June 21, 2024 we will review all of our active Grow Local accounts to see who is eligible. If you qualify (based on the criteria laid out above), we’ll send a notification to the email on your account within the following 14 days. Starting from June 21, 2024 you will have until September 21, 2024 to take part.
Redemption:
There are two steps:
- First, fill out our Summer Farm Dividend survey to let us know the farm, farmers market, or related business where you plan to use the Dividend. We’ll send the survey to your email on file, but you will also be able to access it via your online or mobile banking login. Eligible businesses come in many shapes and sizes, so as long as you choose a business in New England or New York that sells locally-produced food directly to individuals, you’re good to go. If you can’t pick just one, you’re welcome to complete the survey multiple times to identify the qualifying farms/businesses and split your spend between them.
- Next, use your Walden Mutual Partner Card to make a purchase at the qualifying business you chose above. You may make your purchase on-site at the business or online. As a reminder, “Partner Card” is what we call the debit card you receive when you open your Grow Local account.
- That’s it! Within 30 days of the promotion’s end (in this case, September 21, 2024) we will credit your Grow Local account with up to $100 (based on the amount you spent at your selected business) if you followed the steps above. If you spend less than $100, we reserve the right to only credit you an amount equal to the amount you spent at the business.
Eligible Businesses:
Farms and farmers market, and “related businesses”. Related businesses are local businesses that resell goods you might otherwise buy from a farm or farmers markets. This could be your neighborhood co-op, a local general store that sells small-batch food goods, or an online marketplace that delivers pasture-raised meat products from farms within your region.
If your preferred business is outside of New England and New York, but is local to you, no problem! We're happy to support business everywhere that align with our mission.
If you have a question about a local business you love, send us a note! We’re happy to help.
As we add additional categories of Partner Perks (beyond cashback), we'll update these terms & conditions accordingly!