We're an online bank designed and built by innovators, like you. Whether it's a new loan, refinancing an existing loan, or deposit accounts, you won't find another bank with a passion for driving change like us.
Let us help co-create a more sustainable future together
Tailored Solutions
With our mission as our mandate, we can create customized solutions that meet your unique needs. You can finally stop explaining (and re-explaining) your business to bankers who view you as a square peg that needs to fit their round hole.
Aligned Community
We're building a community, thousands strong, bound together by a shared passion for a more sustainable, equitable, and culturally vibrant future.
Uncommon Support
We're well-connected in the sustainability industry, and love introducing our friends to each other. Make the connections you need to unlock growth.
We're B Corp Certified, and cooperatively governed by our mutual structure - so we work for the benefit of all our stakeholders, not just a select few investors.
Aligned Community
We're building a community, thousands strong, bound together by a shared passion for a more sustainable, equitable, and culturally vibrant future.
long-term thinking
We're the first new mutual nationwide in 50 years, building an institution for the next 100 years - instead of chasing quarterly returns.
Premium animal feed provider, looking for the capital to reset their business for growth.
"I have never seen a bank so nimbly provide us with not only capital, but solutions made for us....It's truly been remarkable to get that flexibility. If you want a bank that actually puts the business first, beyond just checking boxes, Walden is the answer."
Matt Matros, Managing Partner
Mule City Speciality Feeds
Leading certifier of organic farmers and processors needing a line of credit as a financial safety net in uncertain times.
"Walden was able to extend a line of credit for our business...[and] have worked tirelessly with us to ensure we had a smooth transition to moving our operating account. While it's not a fun task to change operating banks, Walden really cared about our experience, learning about our daily and long-term needs and supported the transition as seamlessly as possible. [They] are a breath of fresh air."
Diana Underwood, Director of Operations
Pennsylvania Certified Organic
Producers of high-quality bone broth for dogs that was searching for growth capital to enter the next stage of their evolution.
"We were looking for a bank that was friendly towards growing small businesses. Our past experiences with banks were characterized by excess red tape...but Walden is more relationship-oriented and interested in our business - so we were able to secure an increased line of credit to help us scale."
Kim Hehir, Co-Founder
Brutus Broth
Plant-based supplement start-up looking for cash flow relief to fuel new growth.
"When we first got connected with Walden, we were facing extremely high debt service costs that were putting a real strain on the business. It felt like we were stuck in a cycle that made it hard to invest in growth or even breathe. Walden’s products and services have helped us solve one of our biggest challenges: cash flow. By improving our cash flow dramatically, they’ve given us the ability to properly reinvest our operating profits back into the business. Walden shows up with real commitment, real flexibility, and real belief in our vision. It’s the kind of relationship we always hoped for but never found until now."
Ronald Change, Co-Founder
Ora Organic
Family of long-time farmers looking to establish their own operation, searching for the capital to acquire land.
"Working with Walden has been great, because for our family, coming into the opportunity to buy a place of our own finally in mid-life, having mostly farmed for a lot of our lives, we didn't have a lot of capital to run out there and buy a farm. Having a big part of our business be related to solar grazing, normal financing through the Farm Services Agency wasn't available to us in the same way it would've otherwise been...and Walden was willing to be flexible and see the value in this kind of unique business model."
Jesse Robertson-Dubois, Owner
Finicky Farm
Digital Banking with a Human Touch
The convenience of technology...mixed with old-fashioned warmth
Apply in Minutes
Apply for an account with your favorite device - phone, tablet, or laptop. No printers or wet signatures required.
The Features You need
Our online banking comes fully loaded with the features you need to manage your money on the go. Deposit checks with your phone, transfer money between accounts, view recent transactions - whenever, wherever you need.
Surprisingly Human Service for a digital bank
Used to being treated like a number by faceless online companies? Scarred by bad experiences with big banks? Our Partner Experience team is uncommonly helpful, providing white glove levels of service to our nationwide community of partners.
Choose either a Spend Local Business or Community account (if you're a non-profit). Applying can take less than 10 minutes and is done completely online.
2. Fund Your Account
Deposit at least $1000 in your account to meet the minimum initial deposit.
3. Switch Your A/R
Direct your customers’ payments to your new operating account.
4. make vendor payments
Start making payments to your vendors in ACH batches within online banking.
5. Order Checks
Submit an "Account Service Request" to order checks for your new account.
6. Debit card Arrives
10-15 business days after your account is opened, your Walden debit card will arrive (if you indicated you wanted one).
7. Open a Save Local Business Account
Maximize your returns by requesting a Save Local Business account within online banking.
8. Open Local Impact Business CDs
Earn even more by opening Local Impact Business CDs with a minimum initial deposit of $1,000.
Jesse and his partner (Desiree) operate an agrovoltaic farm in Northfield, Massachusetts - where solar arrays co-exist with grazing livestock and crops. With expertise ranging from agricultural operations management to conservation policy, he integrates entrepreneurial and public-policy approaches to working landscapes, with a focus on real, on-the-ground applications.
Ask about:
Solar
Public Policy
Agriculture
Shizu Okusa
Borrower
Shizu left a career on Wall Street burned out and ready for a sabbatical, before pivoting to entrepreneurship. She eventually founded an Apothekary, a plant-based "farmacy" providing natural alternatives to synthetic skincare and drugs.
Ask about:
Corporate Strategy
Consumer Brands
Harry Doull
Borrower
After an early career at Google, Harry jumped ship to help found Keap Candles in response to a philosophical question: In an always-on world, how can we reconnect with ourselves and restore our balance with nature?
