Grow Your Change
Earn interest on your dollars, while driving impact in New England, New York, and beyond.
OPEN An ACCOUNTFor Individuals
Grow Local High-Yield Cash Accounts
Big Return & Big Impact
Up to 3.55% APY*
Grow your change with market-leading interest.
No Surprise Fees
No monthly maintenance fees and a $0.01 daily minimum balance.
Your Money on your terms
Unlimited free bank transfers, mobile check deposit, and free ATM access2.
Safe & Insured
FDIC insurance up to $250,000 - with more coverage available by request1.
summer farm dividend
Our Summer Farm Dividend supports local food by putting $100 in your pocket3.
For Organizations
Terms that fit you and your business, designed by lenders who live and breathe food, agriculture, and sustainability innovation.
A VALUES-DRIVEN LENDER
Cooperatively governed, focused on food systems change. Plus we cover the first $500 in fees for certifications like B Corp.4
All the tools you need
Grow Local Business accounts that come with all the features you need - but no minimum balances, no ATM fees, no monthly fees, and no surprise charges.3
For the full story: Our 2023 Annual Report
See what we've got cooking.
Join our waitlist for early access to our accounts and behind-the-scenes updates.
Blog
Our 100-Year local impact CD
The first step is opening and funding a Grow Local account.