Skip to main content

For Individuals

For Individuals

Products

Grow Local Accounts Local Impact CDs

Products Grow Local accounts Local Impact CDs

Account Benefits Why your bank matters Summer Farm Dividend Competitive interest without surprise fees

For Organizations

Industries Food Businesses Farms, Fisheries, & Forestry Non-Profits & Community Organizations Other Sustainable Businesses

Products

Grow Local Business Accounts Local Impact CDs Loans

Industries Farms, Fisheries, & Forestry Food Businesses Non-Profits & Community Organizations Other Sustainable Businesses Grains

Products Grow Local Business accounts Grow Local Community accounts Local Impact CDs Loans

Your Account

My Account Sign up

Your Account

Partner Support

>

I need to deposit cash

Cash rules everything around me...so how does it make its way into a Walden Mutual deposit account?

PLACEHOLDER

Related Topics

No items found.

Resources

FAQs for Individuals
FAQs for Organizations
Account Fees
Onboarding Resources for Organizations
Security Center
Partner Perks

Products

For Individuals

Spend Local Account
Save Local Account
Local Impact CDs

For Organizations

Loans
Spend Local Business
Save Local Business
Spend Local Community
Local Impact Business CDs

About

Our Story
Annual Report
Legal Stuff
Careers
Blog
‍

Transfers

ACH Routing: 011402121

Wires: Separate Instructions

Contact

hello@waldenmutual.com

Weekdays 8am - 4pm ET

Mailing Address

66 North Main Street

Concord, NH 03301

In-Person By Appointment

Subscribe to Our Newsletter Subscribe to Our Newsletter

Sitemap | Web Accessibility | © 2025 Walden Mutual Bank

Footnotes

1

Annual Percentage Yield. Grow Local account rates current as of June 17th, 2025. Interest is compounded daily, posted monthly. Rates are subject to change without notice. Tiered rates apply only to individual Grow Local accounts. Extra 1.00% (total of 2.75%) of annual percentage yield applies to balances $10,000-$99,999.99. Balances below ($9,999.99 and under) and above ($100,000 and more) do not qualify for the extra 1.00% of annual percentage yield (resulting in 1.75% APY). Fees could reduce the earnings on the account.

2

Annual Percentage Yield. The minimum balance to open the account is $1,000.00. The minimum balance to obtain the APY is $0.01. Spend Local Community account rates current as of [[date:today]]. Interest is compounded daily, posted monthly. Rates are subject to change without notice. Fees could reduce the earnings on the account.

‍

3

Annual Percentage Yield. The minimum balance to open the account is $1,000.00. The minimum balance to obtain the APY is $0.01. Local Impact CD rates current as of [[date:today]]. Rates are subject to change without notice. Interest is compounded daily and posted monthly. Fees, like a penalty imposed for early withdrawals, may reduce the account's interest earnings.

4

Federal Deposit Insurance Corporation. Insurance coverage limited to $250,000. Additional insurance coverage available upon request.

5

Account charges & fees are listed at waldenmutual.com/fees.

6

Summer Farm Dividend Terms & Conditions apply.

7

Partner Perks Terms & Conditions apply.

8

Sustainability Certification Reimbursement Terms & Conditions apply.

9

Source: https://www.latimes.com/opinion/story/2023-01-18/fossil-fuel-expansion-bank-financed-emissions

10

As of November 4th, 2025; average across accounts offered by four largest U.S. banks; assumes location of Concord, NH and highest available savings rate.

11

We'll reimburse up to $15 per month in fees assessed by ATM providers. A full description of our account charges can be found at waldenmutual.com/fees.

12

Desktop check deposit also available, but requires purchase of a compatible scanner, and free enrollment and configuration of the service. Send us a note if you're interested!

13

Walden Mutual Partner Business Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. First four business debit cards per business are free; refer to waldenmutual.com/fees for pricing information on additional cards.

14

Annual Percentage Yield. Assabet 12-month Local Impact CD rate current as of April 1, 2024. Interest is compounded daily, posted monthly. Subject to change without notice. $1,000 minimum to open. Penalties may apply for early withdrawals. Fees could reduce the earnings on the account. Signed pledge agreement required.

15

Annual Percentage Yield. The minimum balance to open the account is $1,000.00. The minimum balance to obtain the APY is $0.01. Save Local Business account rates current as of [[date:today]]. Interest is compounded daily, posted monthly. Rates are subject to change without notice. Extra 1.00% (total of 2.65%) of annual percentage yield applies to balances $10,000-$249,999.99. Balances below ($9,999.99 and under) and above ($250,000 and more) do not qualify for the extra 1.00% of annual percentage yield (resulting in 1.65% APY). Fees could reduce the earnings on the account.

‍

16

Annual Percentage Yield. The minimum balance to open the account is $100.00. The minimum balance to obtain the APY is $0.01. Save Local account rates current as of [[date:today]]. Interest is compounded daily, posted monthly. Rates are subject to change without notice. Extra 1.00% (total of 3.00%) of annual percentage yield applies to balances $10,000-$99,999.99. Balances below ($9,999.99 and under) and above ($100,000 and more) do not qualify for the extra 1.00% of annual percentage yield (resulting in 2.00% APY). Fees could reduce the earnings on the account.

17

Walden Mutual Partner Card is a Visa® Debit Card issued by Walden Mutual Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.

‍

18

Checkbooks include 60 checks. Contact us for the latest prices. Business checks are priced separately.

19

The Enterprise Package is a bundle of services designed for more advanced organizations - available all for one low price. Services include desktop check scanning (scanner purchase price not included), Enhanced Fraud Prevention, and additional FDIC insurance coverage. Interested in learning more? Email us at hello@waldenmutual.com or call us at (603) 227-6801.

Show

Hide

Login

Enter your secret ingredients below.

Username:

Password:

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Forgot your username?Or maybe your password?Register

Seen our mobile app?

For the best experience on mobile, download the Walden Mutual Bank mobile app.

Continue on Mobile Browser

Show

Hide

This link leads to an external site whose contents may have changed since the link was published. Walden Mutual can't vouch for any information you find there.

Proceed to external site

Return to waldenmutual.com

Show

Hide

What kind of account?

Grow Local Account ›
Local Impact CD

What kind of account are you interested in?

What would you like to apply for?

Organization

Spend Local Business

Spend Local Community

Find out more about what to expect by taking a look at our onboarding resources.
‍
Need a savings account or CD? Start with an application for one of the accounts above, and then request additional accounts after your first account is opened.

What would you like to apply for?

Personal

Need a CD? Start with an application for one of the accounts above, and then request additional accounts after your first account is opened.

What would you like to apply for?

Organization

Loan

All form fields are required to submit the form.

Your name:

Your phone number:

Your email:

Describe your project:

We'll be in touch!

Inquiry Submitted

Expect to hear from one of our lenders in 1-2 business days.

Oops! Something went wrong while submitting the form.

See what we've got cooking.

Sign up to receive our newsletter to get updates and hear the stories of the businesses we exist to support.

Email*

Phone

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

Fields marked with an asterisk (*) are required. By submitting this form and signing up for text and email notifications, you consent to receive marketing messages (e.g. regarding our mission, offers, events) from Walden Mutual Bank at the number and email provided, including messages sent by autodialers. Consent is not a prerequisite for opening an account or applying for a loan. Message & data rates may apply for texts. Message frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). View the Legal library on our website for more information (including our Privacy Policy).